Home Equity Loans

Now is a good time to transform the equity in your home into cash.

Your Choice of Fixed or Floating Rate

  • Floating rate Home Equity Line of Credit with terms up to 5 years
  • Fixed rate Home Equity Loans with terms up to 15 years


  • No application fees
  • No transaction fees
  • $50 annual fee (applicable to lines of credit) is waived during the first year, then annually beginning one year after the contract date of your loan. 

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Frequently Asked Questions

Loan & Credit Line Payment Calculator.  Help determine difference between a line of credit and fixed rate term loan.

Loan amount maximum = 80% of the available equity amount (75% for lines $50,000 or more). 
The maximum home equity loan / line amount is currently $200,000.