Home Equity Loans

Now is a good time to transform the equity in your home
into cash.

Home Equity Line of Credit

  • $500 non-refundable application fee
  • No transaction fees
  • Floating rate with terms up to 5 years
  • $50 annual fee is waived during the first year, then annually beginning one year after the contract date of your loan. 
  • Maximum LTV = 75%
  • Maximum line amount is currently $250,000. ($100,000 max if first mortgage is not with GSB)


Fixed Rate Home Equity Loan

  • $250 non-refundable application fee
  • No transaction fees
  • Fixed rate with terms up to 15 years
  • The maximum LTV = 75% 
  • Maximum loan amount is currently $250,000. ($100,000 max if first mortgage is not with GSB)

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Rates 

Frequently Asked Questions

Loan & Credit Line Payment Calculator.  Help determine difference between a line of credit and fixed rate term loan.