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Loan Rates

Loan Rates as of ,

Rates subject to change.

HOME EQUITY LINES OF CREDIT
(Commitment Amounts)
Term  Rate

Payment Method

$10,000 - $49,999
60 months
Prime + 0.75%
Interest Only
$50,000 - $200,000
60 months
Prime + 0.50%
Interest Only











FIXED RATE HOME EQUITY LOANS
(Amounts)
Max Term Annual Percentage Rate (APR) Payment per $10,000
(based on max term)
$10,000 - $200,000
60 Months
5.00%
$188.71
$10,000 - $200,000
120 Months
5.50%
$108.53
$10,000 - $200,000
180 Months
6.00%
$ 84.39
















AUTO LOANS

Year of Vehicle
Max Term

Annual Percentage Rate (APR) Payment per $10,000 (based on APR & max term)
2017
63 months
3.50%
$173.99 
2016
63 months
3.50%
$173.99
2015
63 months
3.75%
$175.11
2014
60 months
4.00%
$184.17
2013
54 months
4.25%
$203.78
2012
48 months
4.50%
$228.03
2011
42 months
4.75%
$258.90 
2010
36 months
5.00%
$299.71

 


OTHER LOAN TYPES Max Term Annual Percentage Rate (APR)

Payment per $1,000
(based on max term & APR)

Unsecured Loan ($2,000 minimum)
24 Months
12.75%
$47.42
CD Loan ($2,000 minimum)
60 Months
CD Rate + 2.25%
$17.95 based on 60 months at 2.95%
Stock Loan ($2,000 minimum)
36 Months
Prime + 1.25%
$29.97 based on 36 months at 5.00%
Chek-Credit
n/a
20.40%

Advantage Credit Line
n/a
Prime + 3.90%





















 

  • Unsecured loans are not available for debt consolidation. Loans for tax payment or vacation purposes are limited to a 12-month maximum term
  • Term of CD loan should match the term of the CD. CD's used as collateral may not have any beneficiaries listed
  • Unsecured loans, CD loans, stock loans, chek-credit and advantage credit lines are offered to customers with a current GSB core checking account

Rates last changed 12/15/16

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