GSB Tips - Equifax Breach

Here are some GSB suggestions:

Were you impacted?

Use the tool on Equifax site to see if you are potentially impacted. You will need to enter your name and the last six digits of your Social Security number. You should make sure you are on a secure computer and an encrypted network connection any time you enter any portion of your Social Security number. Equifax Impact Tool

If it shows “Yes”, or even if it shows “no”, these are some steps you may consider taking:

Credit Monitoring

Equifax offered a free year of credit monitoring, but this offer has now expired. GSB offers reasonably priced options.

Monitoring Credit Cards

  • Check accounts online daily or
  • See if credit card company offers alerts any time card is used (FYI – GSB Credit Cards offer this)

Monitoring Bank Accounts (GSB has always recommended customers do both of the following)

  • Check accounts online daily 
  • SecurLOCK Equip for GSB Debit card (Get a notification alert any time card is used)

Other Options

  • Place a credit freeze/fraud alert on credit. Information on how to do so, or how to unfreeze credit when needing to apply for credit can be found on the Federal Trade Commission web site here. However, a credit freeze generally will not keep a thief from changing your existing accounts. (Equifax has agreed to waive all credit freeze fees thru June 30, 2018)

  • Equifax has also announced they will launch a new service on January 31st that will give customers the power to lock and unlock their credit anytime. It will be free for life to all its customers in the US.

Things GSB does to help

  • Provides you the option to add extra or unique challenge questions to your accounts for telephone inquiries
  • Maintains scanned images of our customers in our system for in-bank transactions
  • Much more information is available in our online Fraud Center.

Be wary of emails that come from Equifax. Criminals often take advantage of breaches and craft sophisticated phishing emails encouraging consumers to provide personal information. Due to the high number of victims, Equifax is only notifying the 209,000 consumers whose credit card information may have been affected via postal mail.

These are suggestions to help protect your data but they are not exhaustive. They do not guarantee that you will not suffer losses as a result of the Equifax breach.