Business Credit Cards

Keep track of business expenses with a GSB MasterCard® Business Credit Card.  Choose between a Standard Card with no annual fee or the Preferred Points Rewards Card.

Standard Card

  • No Annual Fee.  Other fees that may be charged, if applicable are: an over limit fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee and balance transfer fee. These are listed on the downloadable application.
  • No Intro Rate
  • APR of Prime + 10.99%*
  • 25 day grace period on all purchases.  No grace period for cash advances or cash equivalent transactions.
  • Individual and summary billing options


Preferred Points Card

  • $49 Annual Fee per account.  Other fees that may be charged, if applicable are: an over limit fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee and balance transfer fee. These are listed on the downloadable application.
  • No Intro Rate
  • APR of Prime + 10.99%*
  • 25 day grace period on all purchases.  No grace period for cash advances or cash equivalent transactions.
  • Individual billing option only


*The Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted by the 25th day of each month or the business day proceeding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Finance Charges on the Account, but all calculations will be made using a minimum Index of not less than 5.00%. The Account will never have an APR over 21%.


Online Access

Preferred Points

Business Card Benefits

Application

*BUSINESSBanker users may apply online for a business credit card when logged in.


Documentation Requirements
(based on business type)

Sole Proprietor:

Application
  • Organizational Papers
  • Personal Guaranty
  • Personal Tax Return

Partnership:

Application
  • Organizational Papers
  • Borrowing Resolution
  • Financial Statements
  • Personal Guaranty
  • Personal Tax Return

Private Corporation:

Application
  • Organizational Papers
  • Borrowing Resolution
  • Financial Statements
  • Personal Guaranty
  • Personal Tax Return

Public Corporation:

Application
  • Organizational Papers
  • Borrowing Resolution
  • Financial Statements

Non-Profit:

Application
  • Organizational Papers
  • Borrowing Resolution
  • Financial Statements