Today is:

Interest Rates Rates as of: Aug 4 2008

• Certificates of Deposit
• Retirement Accounts
• Deposit Accounts

Certificates of Deposit - Substantial Penalty for Early Withdrawal

Minimum Opening Deposit $1,000

Term	Interest Rate	Annual Percentage Yield (APY)
3 MONTH	1.80%	1.81%
6 MONTH	2.00%	2.01%
7 MONTH	2.50%	2.52%
9 MONTH	2.10%	2.12%
12 MONTH	2.60%	2.63%
14 MONTH	3.50%	3.55%*

Term	Interest Rate	Annual Percentage Yield (APY)
15 MONTH	2.45%	2.47%
18 MONTH	2.70%	2.73%
24 MONTH	3.00%	3.03%
27 MONTH	3.00%	3.03%
30 MONTH	3.15%	3.19%
36 MONTH	3.25%	3.29%
60 MONTH	4.00%	4.06%

*CD rate special - may not be combined with any other specials or premium offers. Must have a GSB Checking account to be eligible.

Retirement Accounts - Fixed Rates as Listed above

Retirement Accounts - Floating Rate

Minimum Required Opening Deposit	Interest Rate	Annual Percentage Yield (APY)
$50	2.15%	2.17%

Deposit Accounts

	Minimum Required Opening Deposit	Interest Rate	Annual Percentage Yield (APY)
Life Checking	$100	0.30%	0.30%
Prime Life Checking	$100	0.30%	0.30%
Employee Advantage Checking	$100	0.30%	0.30%
Life Savings	$150	0.50%	0.50%
Junior Life Savings	$1	0.50%	0.50%
Teen Life Savings	$50	0.50%	0.50%
Health Savings Account	$0
$0 - $7,499		2.75%	2.78 %
$7,500+		3.75%	3.81 %
Life Money Market	$1,500
$0 - $49,999.99		1.25%	1.25 %
$50,000 - $99,999.99		1.75%	1.76 %
$100,000+		2.25%	2.27 %

Member FDIC